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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,241 | $88,137+22.8% | $164,975-34.4% | $74,429+45.4% |
| Participation rate | 98.3% | 73.1%+25.2pp | 78.6%+19.7pp | 67.2%+31.1pp |
| Annual return | 11.27% | 17.13%-5.9pp | 70.12%-58.8pp | 1368.38%-1357.1pp |
| Employer contribution / active EE | $6,443 | $2,597+148.1% | $4,343+48.4% | $2,625+145.5% |
| Participant deferral / active EE | $4,697 | $4,501+4.4% | $6,033-22.1% | $4,348+8.0% |
| Admin fee / account holder | $1,744 | $2,231-21.9% | $12,688-86.3% | $1,944-10.3% |