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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,718 | $86,949+132.0% | $102,460+96.9% | $80,959+149.2% |
| Participation rate | 96.4% | 72.4%+24.0pp | 76.5%+19.9pp | 67.7%+28.7pp |
| Annual return | 9.30% | 18.89%-9.6pp | 29.47%-20.2pp | 35.67%-26.4pp |
| Employer contribution / active EE | $1,817 | $2,370-23.3% | $3,025-39.9% | $2,757-34.1% |
| Participant deferral / active EE | $2,689 | $4,121-34.8% | $5,056-46.8% | $4,300-37.5% |
| Admin fee / account holder | $48,661 | $8,048+504.7% | $9,460+414.4% | $6,925+602.7% |