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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,718 | $86,922+132.1% | $102,438+96.9% | $80,874+149.4% |
| Participation rate | 96.4% | 72.4%+24.0pp | 76.5%+19.9pp | 67.6%+28.7pp |
| Annual return | 9.30% | 18.90%-9.6pp | 29.37%-20.1pp | 35.62%-26.3pp |
| Employer contribution / active EE | $1,817 | $2,369-23.3% | $3,024-39.9% | $2,756-34.1% |
| Participant deferral / active EE | $2,689 | $4,119-34.7% | $5,054-46.8% | $4,297-37.4% |
| Admin fee / account holder | $48,661 | $8,050+504.5% | $9,448+415.1% | $6,935+601.7% |