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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,698 | $81,276+335.2% | $155,574+127.4% | $80,925+337.1% |
| Participation rate | 90.6% | 66.2%+24.4pp | 78.2%+12.4pp | 67.7%+23.0pp |
| Annual return | 15.89% | 33.36%-17.5pp | 64.87%-49.0pp | 35.65%-19.8pp |
| Employer contribution / active EE | $18,833 | $3,103+506.9% | $4,676+302.8% | $2,756+583.3% |
| Participant deferral / active EE | $13,371 | $3,453+287.2% | $5,629+137.5% | $4,299+211.1% |
| Admin fee / account holder | $8,385 | $7,993+4.9% | $15,914-47.3% | $6,940+20.8% |