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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,698 | $81,358+334.7% | $155,556+127.4% | $80,959+336.9% |
| Participation rate | 90.6% | 66.3%+24.4pp | 78.2%+12.4pp | 67.7%+23.0pp |
| Annual return | 15.89% | 33.39%-17.5pp | 64.84%-48.9pp | 35.67%-19.8pp |
| Employer contribution / active EE | $18,833 | $3,106+506.3% | $4,675+302.8% | $2,757+583.0% |
| Participant deferral / active EE | $13,371 | $3,455+287.0% | $5,631+137.5% | $4,300+210.9% |
| Admin fee / account holder | $8,385 | $7,994+4.9% | $15,885-47.2% | $6,925+21.1% |