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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,674 | $109,908+63.5% | $97,161+84.9% | $145,978+23.1% |
| Participation rate | 75.0% | 75.9%-0.9pp | 72.7%+2.3pp | 80.3%-5.3pp |
| Annual return | 25.74% | 243.80%-218.1pp | 75.36%-49.6pp | 550.52%-524.8pp |
| Employer contribution / active EE | $0 | $3,077-100.0% | $2,723-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,977 | $4,679+49.1% | $4,265+63.6% | $6,690+4.3% |
| Admin fee / account holder | $40,245 | $6,213+547.8% | $5,647+612.7% | $13,400+200.3% |