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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,818 | $108,825-40.4% | $156,181-58.5% | $82,448-21.4% |
| Participation rate | 77.4% | 72.4%+5.1pp | 78.8%-1.4pp | 68.1%+9.4pp |
| Annual return | 8.28% | 20.59%-12.3pp | 64.87%-56.6pp | 41.64%-33.4pp |
| Employer contribution / active EE | $1,462 | $2,870-49.0% | $4,294-65.9% | $2,551-42.7% |
| Participant deferral / active EE | $4,768 | $4,577+4.2% | $6,132-22.2% | $4,139+15.2% |
| Admin fee / account holder | $18,828 | $9,341+101.6% | $14,586+29.1% | $7,234+160.3% |