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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,924 | $121,719-57.3% | $210,053-75.3% | $116,462-55.4% |
| Participation rate | 80.8% | 76.0%+4.8pp | 80.8%0pp | 74.7%+6.1pp |
| Annual return | 20.03% | 14.29%+5.7pp | 232.76%-212.7pp | 15.65%+4.4pp |
| Employer contribution / active EE | $544 | $2,386-77.2% | $4,521-88.0% | $3,231-83.2% |
| Participant deferral / active EE | $2,974 | $3,917-24.1% | $4,238-29.8% | $3,836-22.5% |
| Admin fee / account holder | $1,274 | $13,730-90.7% | $16,990-92.5% | $12,754-90.0% |