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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,151 | $71,230+67.3% | $93,727+27.1% | $80,959+47.2% |
| Participation rate | 64.1% | 60.4%+3.7pp | 68.7%-4.6pp | 67.7%-3.6pp |
| Annual return | 10.32% | 11.26%-0.9pp | 133.83%-123.5pp | 35.67%-25.3pp |
| Employer contribution / active EE | $2,216 | $1,565+41.6% | $2,421-8.5% | $2,757-19.6% |
| Participant deferral / active EE | $4,411 | $4,037+9.2% | $4,417-0.1% | $4,300+2.6% |
| Admin fee / account holder | $1,193 | $6,961-82.9% | $8,292-85.6% | $6,925-82.8% |