Filed July 1, 2025
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,630 | $50,554+97.1% | $67,681+47.2% | $87,485+13.9% |
| Participation rate | 60.0% | 67.7%-7.7pp | 73.7%-13.7pp | 68.9%-8.9pp |
| Annual return | 12.92% | 17.81%-4.9pp | 590.58%-577.7pp | 26.06%-13.1pp |
| Employer contribution / active EE | $1,636 | $1,988-17.7% | $2,678-38.9% | $2,596-37.0% |
| Participant deferral / active EE | $5,547 | $2,961+87.3% | $3,976+39.5% | $4,274+29.8% |
| Admin fee / account holder | $1,672 | $4,132-59.5% | $6,100-72.6% | $7,775-78.5% |