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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,627 | $183,539+97.6% | $155,556+133.1% | $145,897+148.5% |
| Participation rate | 92.9% | 82.7%+10.1pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 10.45% | 61.31%-50.9pp | 64.84%-54.4pp | 552.29%-541.8pp |
| Employer contribution / active EE | $3,393 | $5,315-36.2% | $4,675-27.4% | $4,663-27.2% |
| Participant deferral / active EE | $11,341 | $6,467+75.4% | $5,631+101.4% | $6,689+69.5% |
| Admin fee / account holder | $4,794 | $19,275-75.1% | $15,885-69.8% | $13,390-64.2% |