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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,834 | $185,141-15.3% | $153,416+2.2% | $155,188+1.1% |
| Participation rate | 100.0% | 79.9%+20.1pp | 74.3%+25.7pp | 80.8%+19.2pp |
| Annual return | 10.12% | 18.72%-8.6pp | 17.84%-7.7pp | 148.84%-138.7pp |
| Employer contribution / active EE | $15,451 | $4,489+244.2% | $3,764+310.5% | $4,248+263.7% |
| Participant deferral / active EE | $0 | $5,477-100.0% | $4,723-100.0% | $6,531-100.0% |
| Admin fee / account holder | $1,688 | $16,005-89.5% | $13,095-87.1% | $14,480-88.3% |