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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,682 | $129,737+33.1% | $119,126+45.0% | $154,746+11.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 13.23% | 379.08%-365.8pp | 282.11%-268.9pp | 172.34%-159.1pp |
| Employer contribution / active EE | $3,735 | $4,375-14.6% | $4,034-7.4% | $4,379-14.7% |
| Participant deferral / active EE | $8,392 | $5,842+43.6% | $5,318+57.8% | $6,730+24.7% |
| Admin fee / account holder | $27,868 | $11,961+133.0% | $10,693+160.6% | $14,365+94.0% |