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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,682 | $171,492+0.7% | $150,734+14.6% | $198,609-13.1% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 13.23% | 804.70%-791.5pp | 600.81%-587.6pp | 202.70%-189.5pp |
| Employer contribution / active EE | $3,735 | $5,470-31.7% | $4,918-24.0% | $5,055-26.1% |
| Participant deferral / active EE | $8,392 | $6,259+34.1% | $5,610+49.6% | $6,977+20.3% |
| Admin fee / account holder | $27,868 | $17,628+58.1% | $14,905+87.0% | $19,030+46.4% |