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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,201 | $91,086+111.0% | $203,872-5.7% | $86,983+121.0% |
| Participation rate | 48.5% | 65.8%-17.3pp | 77.8%-29.3pp | 69.5%-21.1pp |
| Annual return | 17.14% | 22.30%-5.2pp | 85.11%-68.0pp | 25.83%-8.7pp |
| Employer contribution / active EE | $3,080 | $2,063+49.3% | $3,757-18.0% | $2,584+19.2% |
| Participant deferral / active EE | $6,586 | $4,019+63.9% | $6,388+3.1% | $4,194+57.0% |
| Admin fee / account holder | $568 | $8,987-93.7% | $11,730-95.2% | $7,856-92.8% |