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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,980 | $79,894+41.4% | $135,792-16.8% | $82,637+36.7% |
| Participation rate | 98.3% | 63.0%+35.3pp | 72.6%+25.7pp | 68.1%+30.3pp |
| Annual return | 9.36% | 17.20%-7.8pp | 25.96%-16.6pp | 53.51%-44.1pp |
| Employer contribution / active EE | $6,696 | $2,165+209.3% | $3,496+91.6% | $2,552+162.4% |
| Participant deferral / active EE | $10,611 | $3,194+232.2% | $4,759+123.0% | $4,126+157.2% |
| Admin fee / account holder | $637 | $6,434-90.1% | $12,266-94.8% | $7,339-91.3% |