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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,980 | $77,896+45.0% | $134,172-15.8% | $82,448+37.0% |
| Participation rate | 98.3% | 62.8%+35.5pp | 72.5%+25.8pp | 68.1%+30.2pp |
| Annual return | 9.36% | 18.21%-8.9pp | 25.30%-15.9pp | 41.64%-32.3pp |
| Employer contribution / active EE | $6,696 | $2,159+210.1% | $3,420+95.8% | $2,551+162.5% |
| Participant deferral / active EE | $10,611 | $3,162+235.6% | $4,690+126.2% | $4,139+156.4% |
| Admin fee / account holder | $637 | $6,336-90.0% | $12,016-94.7% | $7,234-91.2% |