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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,980 | $80,855+39.7% | $153,416-26.4% | $86,983+29.9% |
| Participation rate | 98.3% | 64.1%+34.2pp | 74.3%+24.0pp | 69.5%+28.8pp |
| Annual return | 9.36% | 16.18%-6.8pp | 17.84%-8.5pp | 25.83%-16.5pp |
| Employer contribution / active EE | $6,696 | $2,308+190.2% | $3,764+77.9% | $2,584+159.1% |
| Participant deferral / active EE | $10,611 | $3,333+218.4% | $4,723+124.7% | $4,194+153.0% |
| Admin fee / account holder | $637 | $6,908-90.8% | $13,095-95.1% | $7,856-91.9% |