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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,425 | $49,024-17.5% | $112,860-64.2% | $87,485-53.8% |
| Participation rate | 88.7% | 62.2%+26.6pp | 66.3%+22.4pp | 68.9%+19.8pp |
| Annual return | 15.68% | 43.86%-28.2pp | 35.26%-19.6pp | 26.06%-10.4pp |
| Employer contribution / active EE | $1,884 | $1,290+46.0% | $2,206-14.6% | $2,596-27.4% |
| Participant deferral / active EE | $13,857 | $2,209+527.4% | $3,493+296.7% | $4,274+224.2% |
| Admin fee / account holder | $2,769 | $6,266-55.8% | $6,841-59.5% | $7,775-64.4% |