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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,450 | $81,487+15.9% | $102,412-7.8% | $80,935+16.7% |
| Participation rate | 50.0% | 66.8%-16.8pp | 74.5%-24.5pp | 67.7%-17.7pp |
| Annual return | 10.92% | 25.60%-14.7pp | 24.94%-14.0pp | 35.66%-24.7pp |
| Employer contribution / active EE | $1,182 | $3,103-61.9% | $3,870-69.5% | $2,757-57.1% |
| Participant deferral / active EE | $2,501 | $3,871-35.4% | $5,060-50.6% | $4,299-41.8% |
| Admin fee / account holder | $1,111 | $6,717-83.5% | $8,388-86.8% | $6,924-84.0% |