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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,403 | $103,164+166.0% | $90,259+204.0% | $154,746+77.3% |
| Participation rate | 88.9% | 76.1%+12.8pp | 70.7%+18.1pp | 80.7%+8.2pp |
| Annual return | 14.38% | 19.25%-4.9pp | 18.88%-4.5pp | 172.34%-158.0pp |
| Employer contribution / active EE | $3,610 | $2,532+42.6% | $2,291+57.6% | $4,379-17.6% |
| Participant deferral / active EE | $9,449 | $4,422+113.7% | $3,827+146.9% | $6,730+40.4% |
| Admin fee / account holder | $22,140 | $8,593+157.6% | $7,267+204.7% | $14,365+54.1% |