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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,403 | $99,380+176.1% | $90,312+203.8% | $155,188+76.8% |
| Participation rate | 88.9% | 77.3%+11.5pp | 72.9%+16.0pp | 80.8%+8.1pp |
| Annual return | 14.38% | 19.35%-5.0pp | 18.90%-4.5pp | 148.84%-134.5pp |
| Employer contribution / active EE | $3,610 | $2,390+51.1% | $2,243+61.0% | $4,248-15.0% |
| Participant deferral / active EE | $9,449 | $4,212+124.4% | $3,749+152.0% | $6,531+44.7% |
| Admin fee / account holder | $22,140 | $9,766+126.7% | $8,248+168.4% | $14,480+52.9% |