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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,111 | $181,062-68.5% | $158,223-63.9% | $155,188-63.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 14.95% | 57.39%-42.4pp | 52.09%-37.1pp | 148.84%-133.9pp |
| Employer contribution / active EE | $2,460 | $4,565-46.1% | $4,109-40.1% | $4,248-42.1% |
| Participant deferral / active EE | $5,634 | $6,134-8.2% | $5,467+3.1% | $6,531-13.7% |
| Admin fee / account holder | $1,587 | $18,825-91.6% | $16,047-90.1% | $14,480-89.0% |