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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,740 | $95,404-30.0% | $113,397-41.1% | $82,637-19.2% |
| Participation rate | 96.0% | 72.8%+23.2pp | 76.5%+19.5pp | 68.1%+27.9pp |
| Annual return | 11.11% | 19.08%-8.0pp | 23.20%-12.1pp | 53.51%-42.4pp |
| Employer contribution / active EE | $1,493 | $2,307-35.3% | $2,977-49.9% | $2,552-41.5% |
| Participant deferral / active EE | $2,963 | $4,220-29.8% | $5,076-41.6% | $4,126-28.2% |
| Admin fee / account holder | $9,861 | $9,168+7.6% | $11,957-17.5% | $7,339+34.4% |