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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,157 | $126,661-7.5% | $113,397+3.3% | $138,895-15.7% |
| Participation rate | 90.9% | 79.4%+11.5pp | 76.5%+14.4pp | 79.9%+11.0pp |
| Annual return | 14.15% | 25.05%-10.9pp | 23.20%-9.1pp | 145.39%-131.2pp |
| Employer contribution / active EE | $360 | $3,456-89.6% | $2,977-87.9% | $4,194-91.4% |
| Participant deferral / active EE | $2,059 | $5,693-63.8% | $5,076-59.4% | $6,396-67.8% |
| Admin fee / account holder | $602 | $14,549-95.9% | $11,957-95.0% | $12,562-95.2% |