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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,151 | $117,846+9.6% | $102,434+26.1% | $145,884-11.5% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 10.64% | 31.90%-21.3pp | 29.46%-18.8pp | 551.85%-541.2pp |
| Employer contribution / active EE | $556 | $3,615-84.6% | $3,023-81.6% | $4,662-88.1% |
| Participant deferral / active EE | $3,614 | $5,733-37.0% | $5,055-28.5% | $6,690-46.0% |
| Admin fee / account holder | $841 | $13,356-93.7% | $9,462-91.1% | $13,392-93.7% |