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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,157 | $124,425-5.8% | $112,040+4.6% | $137,256-14.6% |
| Participation rate | 90.9% | 79.3%+11.6pp | 76.5%+14.4pp | 80.0%+10.9pp |
| Annual return | 14.15% | 24.72%-10.6pp | 24.52%-10.4pp | 220.34%-206.2pp |
| Employer contribution / active EE | $360 | $3,411-89.4% | $2,954-87.8% | $4,156-91.3% |
| Participant deferral / active EE | $2,059 | $5,718-64.0% | $5,098-59.6% | $6,407-67.9% |
| Admin fee / account holder | $602 | $15,207-96.0% | $12,098-95.0% | $12,270-95.1% |