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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,964 | $102,385+148.0% | $147,080+72.7% | $80,935+213.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.46% | 135.09%-123.6pp | 420.17%-408.7pp | 35.66%-24.2pp |
| Employer contribution / active EE | $12,864 | $3,717+246.1% | $4,933+160.8% | $2,757+366.7% |
| Participant deferral / active EE | $7,664 | $6,651+15.2% | $8,066-5.0% | $4,299+78.3% |
| Admin fee / account holder | $18,439 | $7,951+131.9% | $12,989+42.0% | $6,924+166.3% |