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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $483,573 | $134,817+258.7% | $123,973+290.1% | $155,188+211.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 5.26% | 515.49%-510.2pp | 388.13%-382.9pp | 148.84%-143.6pp |
| Employer contribution / active EE | $26,526 | $4,425+499.4% | $4,126+542.9% | $4,248+524.5% |
| Participant deferral / active EE | $12,995 | $5,706+127.7% | $5,247+147.7% | $6,531+99.0% |
| Admin fee / account holder | $32,417 | $13,245+144.7% | $11,799+174.7% | $14,480+123.9% |