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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $546,294 | $288,797+89.2% | $239,577+128.0% | $382,429+42.8% |
| Participation rate | 100.0% | 85.8%+14.2pp | 82.1%+17.9pp | 87.7%+12.3pp |
| Annual return | 13.79% | -3.30%+17.1pp | -0.70%+14.5pp | 248.85%-235.1pp |
| Employer contribution / active EE | $38,542 | $8,558+350.4% | $7,232+432.9% | $8,036+379.6% |
| Participant deferral / active EE | $15,038 | $6,420+134.2% | $5,676+164.9% | $5,727+162.6% |
| Admin fee / account holder | $18,417 | $18,649-1.2% | $19,315-4.6% | $30,732-40.1% |