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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,376 | $102,382+95.7% | $147,005+36.3% | $80,874+147.8% |
| Participation rate | 69.0% | 75.8%-6.9pp | 82.2%-13.2pp | 67.6%+1.3pp |
| Annual return | 14.52% | 134.89%-120.4pp | 418.76%-404.2pp | 35.62%-21.1pp |
| Employer contribution / active EE | $6,293 | $3,715+69.4% | $4,934+27.5% | $2,756+128.4% |
| Participant deferral / active EE | $7,644 | $6,646+15.0% | $8,070-5.3% | $4,297+77.9% |
| Admin fee / account holder | $3,869 | $7,942-51.3% | $13,006-70.3% | $6,935-44.2% |