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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,334 | $57,140+10.8% | $85,240-25.7% | $80,959-21.8% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 9.73% | 21.71%-12.0pp | 66.75%-57.0pp | 35.67%-25.9pp |
| Employer contribution / active EE | $1,291 | $1,802-28.4% | $2,735-52.8% | $2,757-53.2% |
| Participant deferral / active EE | $2,183 | $3,115-29.9% | $4,527-51.8% | $4,300-49.2% |
| Admin fee / account holder | $16,818 | $4,992+236.9% | $6,165+172.8% | $6,925+142.8% |