Retirement plan

JESUIT HIGH SCHOOL OF SACRAMENTO EMPLOYEE RETIREMENT PLAN

Name: JESUIT HIGH SCHOOL OF SACRAMENTO - JESUIT HIGH SCHOOL OF SACRAMENTO EMPLOYEE RETIREMENT PLAN (2024) Form 5500
Creator: JESUIT HIGH SCHOOL OF SACRAMENTO
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JESUIT HIGH SCHOOL OF SACRAMENTO EMPLOYEE RETIREMENT PLAN, JESUIT HIGH SCHOOL OF SACRAMENTO

JESUIT HIGH SCHOOL OF SACRAMENTOEIN 94-1525873Plan #002PY 2024

1200 JACOB LANE - CARMICHAEL, CA 956086024916-480-2115LinkedIn51-200 employeesreligious institutions

Other plans on this EIN

1 filing

#001Retirement-$6.6M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$27.2M

+12.7% from 2023

Total participants

162

-0.6% from 2023

Average account balance

$169,139

+14.1% from 2023

Annual return

12.13%

-4.72 pp from 2023

Benchmarks

See 1,581 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort1,581 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$27.23M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$169K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

161

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.66M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.13%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$369

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CAPFINANCIAL PARTNERS LLC4 years Service code 26 · EIN 26-0058143	Advisory (Participants)	$58,603
AMERICAN UNITED LIFE INSURANCE CO10+ years Service code 15 · EIN 35-0145825	Recordkeeping	$18,790

Plan features & details

Pension benefit codes2F2G2L2S2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$59K

$467 / participant

Investment mgmt$59K98.7%
Contract admin$7541.3%

% of EOY assets

0.218%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LEE CPA AUDIT GROUP
Auditor EIN: 814637885
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$169,139

$69,745+142.5%

$67,511+150.5%

$74,546+126.9%

Participation rate

99.2%

71.3%+27.9pp

72.9%+26.3pp

67.2%+32.0pp

Annual return

12.13%

-40.37%+52.5pp

3517.41%-3505.3pp

1366.03%-1353.9pp

Employer contribution / active EE

$6,291

$2,705+132.5%

$2,733+130.2%

$2,624+139.7%

Participant deferral / active EE

$6,747

$3,636+85.6%

$4,000+68.7%

$4,347+55.2%

Admin fee / account holder

$369

$894-58.8%

$3,999-90.8%

$1,944-81.0%

Provider

Service type

Compensation

CAPFINANCIAL PARTNERS LLC4 years

Service code 26 · EIN 26-0058143

Advisory (Participants)

$58,603

AMERICAN UNITED LIFE INSURANCE CO10+ years

Service code 15 · EIN 35-0145825

Recordkeeping

$18,790

JESUIT HIGH SCHOOL OF SACRAMENTO EMPLOYEE RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JESUIT HIGH SCHOOL OF SACRAMENTO EMPLOYEE RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion