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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,041 | $78,520+82.2% | $96,576+48.1% | $82,448+73.5% |
| Participation rate | 69.8% | 77.7%-8.0pp | 81.4%-11.7pp | 68.1%+1.7pp |
| Annual return | 14.62% | 41.30%-26.7pp | 38.47%-23.8pp | 41.64%-27.0pp |
| Employer contribution / active EE | $2,991 | $2,630+13.8% | $3,553-15.8% | $2,551+17.3% |
| Participant deferral / active EE | $5,471 | $6,754-19.0% | $7,956-31.2% | $4,139+32.2% |
| Admin fee / account holder | $7,722 | $13,455-42.6% | $11,381-32.2% | $7,234+6.7% |