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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,613 | $93,345+215.6% | $119,126+147.3% | $87,485+236.8% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 17.60% | 19.08%-1.5pp | 282.11%-264.5pp | 26.06%-8.5pp |
| Employer contribution / active EE | $4,334 | $3,172+36.6% | $4,034+7.4% | $2,596+66.9% |
| Participant deferral / active EE | $5,392 | $4,099+31.6% | $5,318+1.4% | $4,274+26.2% |
| Admin fee / account holder | $13,395 | $8,039+66.6% | $10,693+25.3% | $7,775+72.3% |