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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,812 | $101,950+58.7% | $125,529+28.9% | $86,983+86.0% |
| Participation rate | 100.0% | 70.2%+29.8pp | 74.7%+25.3pp | 69.5%+30.5pp |
| Annual return | 5.48% | 18.29%-12.8pp | 202.56%-197.1pp | 25.83%-20.4pp |
| Employer contribution / active EE | $4,708 | $2,358+99.7% | $3,058+54.0% | $2,584+82.2% |
| Participant deferral / active EE | $0 | $3,862-100.0% | $4,813-100.0% | $4,194-100.0% |
| Admin fee / account holder | $5,345 | $12,791-58.2% | $16,298-67.2% | $7,856-32.0% |