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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,812 | $94,436+71.3% | $115,599+40.0% | $82,637+95.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.3%+25.7pp | 68.1%+31.9pp |
| Annual return | 5.48% | 18.37%-12.9pp | 111.10%-105.6pp | 53.51%-48.0pp |
| Employer contribution / active EE | $4,708 | $2,324+102.6% | $2,955+59.3% | $2,552+84.5% |
| Participant deferral / active EE | $0 | $3,955-100.0% | $4,889-100.0% | $4,126-100.0% |
| Admin fee / account holder | $5,345 | $10,328-48.2% | $12,841-58.4% | $7,339-27.2% |