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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,955 | $58,627-14.8% | $76,735-34.9% | $82,448-39.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 69.5%+30.5pp | 68.1%+31.9pp |
| Annual return | 10.93% | 39.10%-28.2pp | 29.77%-18.8pp | 41.64%-30.7pp |
| Employer contribution / active EE | $108 | $1,729-93.8% | $2,454-95.6% | $2,551-95.8% |
| Participant deferral / active EE | $2,771 | $3,134-11.6% | $4,088-32.2% | $4,139-33.1% |
| Admin fee / account holder | $21,994 | $5,323+313.2% | $7,189+205.9% | $7,234+204.0% |