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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $629,031 | $178,174+253.0% | $156,181+302.8% | $137,256+358.3% |
| Participation rate | 92.3% | 82.0%+10.3pp | 78.8%+13.5pp | 80.0%+12.3pp |
| Annual return | 10.27% | 84.19%-73.9pp | 64.87%-54.6pp | 220.34%-210.1pp |
| Employer contribution / active EE | $290 | $4,972-94.2% | $4,294-93.3% | $4,156-93.0% |
| Participant deferral / active EE | $2,684 | $6,888-61.0% | $6,132-56.2% | $6,407-58.1% |
| Admin fee / account holder | $48,610 | $17,404+179.3% | $14,586+233.3% | $12,270+296.2% |