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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,419 | $55,457+28.8% | $77,361-7.7% | $94,015-24.0% |
| Participation rate | 66.7% | 69.8%-3.2pp | 75.0%-8.3pp | 70.8%-4.2pp |
| Annual return | 11.49% | 15.57%-4.1pp | 1011.54%-1000.0pp | 17.84%-6.4pp |
| Employer contribution / active EE | $2,157 | $2,255-4.3% | $2,990-27.9% | $2,790-22.7% |
| Participant deferral / active EE | $9,114 | $3,069+196.9% | $3,911+133.0% | $4,249+114.5% |
| Admin fee / account holder | $14,168 | $4,334+226.9% | $5,894+140.4% | $8,951+58.3% |