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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $51,295 |
CHARLES SCHWAB & CO., INC.10+ years Filed as: CHARLES SCHWAB & CO., INC Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $122 |
CHARLES SCHWAB & CO., INC.10+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,280 | $55,347-23.6% | $120,574-64.9% | $199,960-78.9% |
| Participation rate | 41.4% | 52.9%-11.5pp | 71.9%-30.6pp | 72.0%-30.6pp |
| Annual return | 10.93% | 15.37%-4.4pp | 107.42%-96.5pp | 34.28%-23.3pp |
| Employer contribution / active EE | $576 | $1,296-55.5% | $3,471-83.4% | $3,036-81.0% |
| Participant deferral / active EE | $1,093 | $2,350-53.5% | $4,996-78.1% | $5,087-78.5% |
| Admin fee / account holder | $61 | $134-54.8% | $9,445-99.4% | $269-77.5% |