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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,336 | $56,431+17.6% | $130,788-49.3% | $87,485-24.2% |
| Participation rate | 73.3% | 58.9%+14.4pp | 70.1%+3.2pp | 68.9%+4.4pp |
| Annual return | 16.10% | 91.27%-75.2pp | 386.44%-370.3pp | 26.06%-10.0pp |
| Employer contribution / active EE | $1,766 | $1,549+14.0% | $3,558-50.4% | $2,596-32.0% |
| Participant deferral / active EE | $4,328 | $2,749+57.4% | $4,137+4.6% | $4,274+1.3% |
| Admin fee / account holder | $923 | $4,433-79.2% | $6,673-86.2% | $7,775-88.1% |