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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.7 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $269,641 |
CORIENT PRIVATE WEALTH LLC2 years Service code 26 · EIN 88-0967642 | Advisory (Participants) | $74,608 |
LMCG INVESTMENTS LLC10+ years Service code 26 · EIN 27-0282607 | Advisory (Participants) | $43,763 |
CERITY PARTNERS3 years Filed as: CERITY PARTNERS LLC Service code 26 · EIN 27-1180831 | Advisory (Participants) | $30,732 |
AMERICAN FUNDS5 years Filed as: COOPER CAPITAL GROUP Service code 26 · EIN 84-2714389 | Advisory (Participants) | $28,242 |
FISHER INVESTMENTS6 years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $27,314 |
Service code 26 · EIN 91-1962899 | Advisory (Participants) | $27,086 |
Service code 26 · EIN 81-3858870 | Advisory (Participants) | $26,514 |
MARINER LLC3 years Filed as: MARINER PLATFORM SOLUTIONS LLC Service code 26 · EIN 84-3582920 | Advisory (Participants) | $26,453 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Float revenue; ... | $25,944 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,759 | $122,219+168.2% | $147,096+122.8% | $199,921+63.9% |
| Participation rate | 97.2% | 78.3%+19.0pp | 82.2%+15.1pp | 72.0%+25.2pp |
| Annual return | 14.15% | 30.59%-16.4pp | 419.75%-405.6pp | 34.28%-20.1pp |
| Employer contribution / active EE | $12,468 | $4,096+204.4% | $4,936+152.6% | $3,035+310.7% |
| Participant deferral / active EE | $17,203 | $8,503+102.3% | $8,071+113.1% | $5,089+238.1% |
| Admin fee / account holder | $169 | $179-5.8% | $13,005-98.7% | $269-37.3% |