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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,386 | $29,319+119.6% | $52,425+22.8% | $82,448-21.9% |
| Participation rate | 96.5% | 46.9%+49.6pp | 55.6%+40.8pp | 68.1%+28.4pp |
| Annual return | 13.80% | 535.20%-521.4pp | 302.12%-288.3pp | 41.64%-27.8pp |
| Employer contribution / active EE | $3,107 | $586+429.8% | $914+239.9% | $2,551+21.8% |
| Participant deferral / active EE | $4,003 | $1,171+241.7% | $1,790+123.6% | $4,139-3.3% |
| Admin fee / account holder | $12,823 | $1,962+553.5% | $2,495+414.0% | $7,234+77.2% |