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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,675 | $124,980+21.4% | $108,359+40.0% | $154,746-2.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 16.55% | 45.00%-28.4pp | 36.89%-20.3pp | 172.34%-155.8pp |
| Employer contribution / active EE | $10,581 | $2,851+271.2% | $2,399+341.0% | $4,379+141.6% |
| Participant deferral / active EE | $12,809 | $4,743+170.1% | $4,137+209.6% | $6,730+90.3% |
| Admin fee / account holder | $5,276 | $11,502-54.1% | $9,741-45.8% | $14,365-63.3% |