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| Provider | Service type | Compensation |
|---|---|---|
LEVELIZED COMPENSATION ADVISOR1+ years Service code 27 | Advisory (Plan) | $26,367 |
PAYCHEX, INC.1+ years Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $7,875 |
ERISA FIDUCIARY SERVICES, INC.1+ years Service code 13 · EIN 47-1637791 1373 VETERANS HIGHWAY · HAUPPAUGE, NY 11788 | Contract Administrator | $6,665 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,710 | $58,311+129.3% | $81,882+63.3% | $80,959+65.2% |
| Participation rate | 88.1% | 63.5%+24.6pp | 72.4%+15.7pp | 67.7%+20.4pp |
| Annual return | 0.00% | 41.85%-41.8pp | 779.47%-779.5pp | 35.67%-35.7pp |
| Employer contribution / active EE | $3,622 | $2,347+54.3% | $2,916+24.2% | $2,757+31.4% |
| Participant deferral / active EE | $8,931 | $3,287+171.7% | $4,323+106.6% | $4,300+107.7% |
| Admin fee / account holder | $402 | $4,752-91.5% | $7,360-94.5% | $6,925-94.2% |