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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,595 | $199,109-94.2% | $173,730-93.3% | $154,746-92.5% |
| Participation rate | 90.9% | 82.8%+8.1pp | 79.6%+11.3pp | 80.7%+10.2pp |
| Annual return | 214.46% | 20.02%+194.4pp | 19.96%+194.5pp | 172.34%+42.1pp |
| Employer contribution / active EE | $1,346 | $5,311-74.7% | $4,577-70.6% | $4,379-69.3% |
| Participant deferral / active EE | $8,985 | $7,113+26.3% | $6,326+42.0% | $6,730+33.5% |
| Admin fee / account holder | $3,031 | $20,916-85.5% | $17,523-82.7% | $14,365-78.9% |