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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,595 | $178,174-93.5% | $156,181-92.6% | $137,256-91.6% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.8%+12.1pp | 80.0%+10.9pp |
| Annual return | 214.46% | 84.19%+130.3pp | 64.87%+149.6pp | 220.34%-5.9pp |
| Employer contribution / active EE | $1,346 | $4,972-72.9% | $4,294-68.6% | $4,156-67.6% |
| Participant deferral / active EE | $8,985 | $6,888+30.4% | $6,132+46.5% | $6,407+40.2% |
| Admin fee / account holder | $3,031 | $17,404-82.6% | $14,586-79.2% | $12,270-75.3% |