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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $55,666 |
MAI CAPITAL MANAGEMENT, LLC2+ years Service code 27 · EIN 61-1495162 | Advisory (Plan) | $13,521 |
Service code 49 · EIN 59-2257596 | Other Services | $0 |
WILSHIRE ASSOCIATES INCORPORATED2+ years Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,026 | $29,546+69.3% | $56,441-11.4% | $77,671-35.6% |
| Participation rate | 31.9% | 32.7%-0.8pp | 52.5%-20.6pp | 70.6%-38.7pp |
| Annual return | 11.79% | 19.01%-7.2pp | 1704.21%-1692.4pp | 31.21%-19.4pp |
| Employer contribution / active EE | $66 | $568-88.5% | $1,039-93.7% | $2,726-97.6% |
| Participant deferral / active EE | $701 | $1,061-33.9% | $1,953-64.1% | $4,648-84.9% |
| Admin fee / account holder | $284 | $1,046-72.9% | $2,829-90.0% | $430-34.0% |