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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $55,666 |
MAI CAPITAL MANAGEMENT, LLC2+ years Service code 27 · EIN 61-1495162 | Advisory (Plan) | $13,521 |
Service code 49 · EIN 59-2257596 | Other Services | $0 |
WILSHIRE ASSOCIATES INCORPORATED2+ years Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,026 | $29,525+69.4% | $56,033-10.7% | $77,736-35.6% |
| Participation rate | 31.9% | 32.7%-0.8pp | 52.5%-20.6pp | 70.6%-38.7pp |
| Annual return | 11.79% | 18.90%-7.1pp | 1711.38%-1699.6pp | 31.26%-19.5pp |
| Employer contribution / active EE | $66 | $569-88.5% | $1,041-93.7% | $2,728-97.6% |
| Participant deferral / active EE | $701 | $1,062-34.0% | $1,954-64.1% | $4,651-84.9% |
| Admin fee / account holder | $284 | $1,040-72.7% | $2,827-90.0% | $433-34.5% |