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| Provider | Service type | Compensation |
|---|---|---|
MARINER LLC2+ years Filed as: MARINER PLATFORM SOLUTIONS Service code 27 · EIN 84-3582920 | Advisory (Plan) | $50,753 |
THE VANGUARD GROUP, INC.2+ years Filed as: THE VANGUARD GROUP Service code 15 · EIN 23-1945930 | Recordkeeping | $32,340 |
DUNBAR, BENDER & ZAPF, INC.2+ years Filed as: DUNBAR BENDER & ZAPF, INC. Service code 15 · EIN 25-1650062 | Recordkeeping | $11,125 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,963 | $119,446-30.5% | $150,045-44.7% | $85,563-3.0% |
| Participation rate | 69.0% | 75.4%-6.5pp | 82.3%-13.3pp | 66.0%+3.0pp |
| Annual return | 19.65% | 23.72%-4.1pp | 62.55%-42.9pp | 31.51%-11.9pp |
| Employer contribution / active EE | $771 | $4,078-81.1% | $4,693-83.6% | $2,654-71.0% |
| Participant deferral / active EE | $7,681 | $7,985-3.8% | $7,997-3.9% | $4,375+75.6% |
| Admin fee / account holder | $219 | $548-59.9% | $13,435-98.4% | $834-73.7% |