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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,466 | $106,864-43.4% | $147,318-59.0% | $82,637-26.8% |
| Participation rate | 98.4% | 75.5%+22.9pp | 82.1%+16.4pp | 68.1%+30.4pp |
| Annual return | 48.21% | 27.49%+20.7pp | 70.43%-22.2pp | 53.51%-5.3pp |
| Employer contribution / active EE | $11,370 | $3,417+232.8% | $4,593+147.6% | $2,552+345.5% |
| Participant deferral / active EE | $15,085 | $6,496+132.2% | $7,906+90.8% | $4,126+265.6% |
| Admin fee / account holder | $2,910 | $8,415-65.4% | $13,708-78.8% | $7,339-60.3% |