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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,746 | $172,111-97.2% | $150,298-96.8% | $137,256-96.5% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 33.14% | 69.37%-36.2pp | 62.79%-29.7pp | 220.34%-187.2pp |
| Employer contribution / active EE | $2,111 | $4,636-54.5% | $4,154-49.2% | $4,156-49.2% |
| Participant deferral / active EE | $3,269 | $6,166-47.0% | $5,453-40.0% | $6,407-49.0% |
| Admin fee / account holder | $326 | $16,471-98.0% | $14,116-97.7% | $12,270-97.3% |