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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,746 | $185,312-97.4% | $161,489-97.1% | $154,746-96.9% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 33.14% | 103.84%-70.7pp | 89.72%-56.6pp | 172.34%-139.2pp |
| Employer contribution / active EE | $2,111 | $4,769-55.7% | $4,268-50.5% | $4,379-51.8% |
| Participant deferral / active EE | $3,269 | $6,350-48.5% | $5,630-41.9% | $6,730-51.4% |
| Admin fee / account holder | $326 | $18,654-98.3% | $16,006-98.0% | $14,365-97.7% |