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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,642 | $67,894-72.5% | $89,340-79.1% | $82,448-77.4% |
| Participation rate | 62.8% | 64.0%-1.3pp | 69.6%-6.8pp | 68.1%-5.3pp |
| Annual return | 20.54% | 19.21%+1.3pp | 20.57%0pp | 41.64%-21.1pp |
| Employer contribution / active EE | $1,301 | $1,828-28.8% | $2,231-41.7% | $2,551-49.0% |
| Participant deferral / active EE | $2,235 | $3,072-27.3% | $3,823-41.5% | $4,139-46.0% |
| Admin fee / account holder | $458 | $5,723-92.0% | $6,704-93.2% | $7,234-93.7% |