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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,566 | $174,379-93.9% | $152,093-93.1% | $138,895-92.4% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 8.68% | 74.86%-66.2pp | 66.36%-57.7pp | 145.39%-136.7pp |
| Employer contribution / active EE | $2,207 | $4,652-52.6% | $4,175-47.1% | $4,194-47.4% |
| Participant deferral / active EE | $4,838 | $6,159-21.5% | $5,451-11.3% | $6,396-24.4% |
| Admin fee / account holder | $14,772 | $16,880-12.5% | $14,497+1.9% | $12,562+17.6% |