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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,009 | $74,538+23.4% | $92,805-0.9% | $65,306+40.9% |
| Participation rate | 56.7% | 76.3%-19.6pp | 83.5%-26.8pp | 57.7%-1.0pp |
| Annual return | 17.81% | 49.12%-31.3pp | 31.59%-13.8pp | 21.94%-4.1pp |
| Employer contribution / active EE | $2,732 | $2,362+15.6% | $3,424-20.2% | $1,967+38.9% |
| Participant deferral / active EE | $6,542 | $5,971+9.6% | $8,448-22.6% | $2,959+121.1% |
| Admin fee / account holder | $10,849 | $2,966+265.7% | $10,911-0.6% | $3,480+211.8% |