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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,450 | $23,330-89.5% | $64,489-96.2% | $82,448-97.0% |
| Participation rate | 54.5% | 68.3%-13.7pp | 67.7%-13.1pp | 68.1%-13.5pp |
| Annual return | 15.29% | 83.66%-68.4pp | 55.03%-39.7pp | 41.64%-26.3pp |
| Employer contribution / active EE | $246 | $824-70.2% | $1,523-83.9% | $2,551-90.4% |
| Participant deferral / active EE | $1,643 | $1,707-3.8% | $2,778-40.9% | $4,139-60.3% |
| Admin fee / account holder | $2,162 | $2,946-26.6% | $4,260-49.3% | $7,234-70.1% |