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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,361 | $181,062-16.4% | $158,223-4.3% | $155,188-2.5% |
| Participation rate | 88.9% | 82.7%+6.2pp | 79.2%+9.7pp | 80.8%+8.1pp |
| Annual return | 10.64% | 57.39%-46.7pp | 52.09%-41.5pp | 148.84%-138.2pp |
| Employer contribution / active EE | $8,456 | $4,565+85.2% | $4,109+105.8% | $4,248+99.1% |
| Participant deferral / active EE | $7,624 | $6,134+24.3% | $5,467+39.5% | $6,531+16.7% |
| Admin fee / account holder | $1,465 | $18,825-92.2% | $16,047-90.9% | $14,480-89.9% |