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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,788 | $150,346-51.6% | $120,524-39.6% | $145,877-50.1% |
| Participation rate | 87.0% | 78.8%+8.2pp | 71.9%+15.0pp | 80.3%+6.7pp |
| Annual return | 14.30% | 154.40%-140.1pp | 107.36%-93.1pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,807 | $4,353-58.5% | $3,469-47.9% | $4,663-61.2% |
| Participant deferral / active EE | $2,974 | $6,172-51.8% | $4,994-40.4% | $6,691-55.5% |
| Admin fee / account holder | $8,546 | $12,215-30.0% | $9,440-9.5% | $13,402-36.2% |