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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,788 | $150,207-51.5% | $120,380-39.5% | $145,978-50.1% |
| Participation rate | 87.0% | 78.8%+8.2pp | 71.9%+15.0pp | 80.3%+6.7pp |
| Annual return | 14.30% | 154.28%-140.0pp | 107.28%-93.0pp | 550.52%-536.2pp |
| Employer contribution / active EE | $1,807 | $4,351-58.5% | $3,465-47.8% | $4,662-61.2% |
| Participant deferral / active EE | $2,974 | $6,175-51.8% | $4,992-40.4% | $6,690-55.5% |
| Admin fee / account holder | $8,546 | $12,203-30.0% | $9,421-9.3% | $13,400-36.2% |