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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,788 | $150,435-51.6% | $120,580-39.6% | $145,897-50.1% |
| Participation rate | 87.0% | 78.8%+8.2pp | 72.0%+15.0pp | 80.3%+6.7pp |
| Annual return | 14.30% | 154.60%-140.3pp | 107.48%-93.2pp | 552.29%-538.0pp |
| Employer contribution / active EE | $1,807 | $4,352-58.5% | $3,469-47.9% | $4,663-61.2% |
| Participant deferral / active EE | $2,974 | $6,174-51.8% | $4,995-40.5% | $6,689-55.5% |
| Admin fee / account holder | $8,546 | $12,182-29.8% | $9,418-9.3% | $13,390-36.2% |