Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,934 | $69,444-78.5% | $92,985-83.9% | $87,485-82.9% |
| Participation rate | 19.4% | 63.3%-43.9pp | 69.5%-50.1pp | 68.9%-49.6pp |
| Annual return | 14.16% | 23.85%-9.7pp | 27.99%-13.8pp | 26.06%-11.9pp |
| Employer contribution / active EE | $0 | $1,917-100.0% | $2,662-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $569 | $3,364-83.1% | $4,377-87.0% | $4,274-86.7% |
| Admin fee / account holder | $2,428 | $6,137-60.4% | $9,463-74.3% | $7,775-68.8% |