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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,049 | $124,425-26.8% | $112,040-18.7% | $137,256-33.7% |
| Participation rate | 43.8% | 79.3%-35.6pp | 76.5%-32.7pp | 80.0%-36.2pp |
| Annual return | 13.53% | 24.72%-11.2pp | 24.52%-11.0pp | 220.34%-206.8pp |
| Employer contribution / active EE | $2,907 | $3,411-14.8% | $2,954-1.6% | $4,156-30.1% |
| Participant deferral / active EE | $8,365 | $5,718+46.3% | $5,098+64.1% | $6,407+30.6% |
| Admin fee / account holder | $129,532 | $15,207+751.8% | $12,098+970.7% | $12,270+955.7% |