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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,700 | $63,354+284.7% | $94,105+159.0% | $82,637+194.9% |
| Participation rate | 53.6% | 63.8%-10.3pp | 71.9%-18.4pp | 68.1%-14.5pp |
| Annual return | 15.97% | 34.36%-18.4pp | 204.55%-188.6pp | 53.51%-37.5pp |
| Employer contribution / active EE | $1,667 | $1,760-5.2% | $2,504-33.4% | $2,552-34.7% |
| Participant deferral / active EE | $4,176 | $2,873+45.3% | $3,881+7.6% | $4,126+1.2% |
| Admin fee / account holder | $21,460 | $5,073+323.0% | $6,199+246.2% | $7,339+192.4% |