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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,700 | $75,807+221.5% | $116,096+109.9% | $86,983+180.2% |
| Participation rate | 53.6% | 66.9%-13.3pp | 73.3%-19.7pp | 69.5%-16.0pp |
| Annual return | 15.97% | 18.57%-2.6pp | 326.25%-310.3pp | 25.83%-9.9pp |
| Employer contribution / active EE | $1,667 | $1,892-11.9% | $2,503-33.4% | $2,584-35.5% |
| Participant deferral / active EE | $4,176 | $3,212+30.0% | $3,952+5.7% | $4,194-0.4% |
| Admin fee / account holder | $21,460 | $6,659+222.3% | $7,704+178.6% | $7,856+173.2% |